We were just about to exchange contracts for a property in Alnmouth. We have hit a snag. The loan offer with Bank of Scotland expires on 17/2/2025 but the owners are suggesting a completion date of 19/2/2025. Is it possible to prolong the loan offer?

The best person to address this question is your lawyer who will determine if they should be discussing with the mortgage company, seller’s lawyers, property agents or possibly all parties given the circumstances your conveyancing as of today.

What will a local search inform me concerning the property my wife and I buying in Alnmouth?

Alnmouth conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance Xpress Legal The local search plays an important role in many a Alnmouth conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search should supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a quick, no chain conveyancing. Alnmouth is where the house is located. Can you offer any advice?

Flying freeholds in Alnmouth are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Alnmouth you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Alnmouth may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I'm refinancing my existing property to a buy to let mortgage with Platform Home Loans Ltd and I will use the ballance of the raised equity as a down payment on another house. The location we are talking about is Alnmouth. Will your solicitors be able to act for both sets of banks and tie in the conveyances?

Do use our comparison tool on this page to check that the conveyancers are approved by both mortgage companies. On the basis that they are the solicitor will be able to simultaneously deal with the two transactions but you should talk with you lawyer and specify your expectations and needs.

Finally our conveyancing in Alnmouth completes next Friday, however the person I am purchasing off has asked to move out the next day at noon. Can I agree to such a plan?

In situations where you require a loan then your solicitor will require that the premises arevacant on Friday - the mortgage company will demand it.