I was notified today by my IFA that my Anston lawyer is not on the mortgage company Solicitor panel. How can I check?

You need to call your Anston conveyancer. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they may recommend you to a Anston conveyancing firm that is on the approved list of lawyers for your bank.

I own a freehold property in Anston but still charged rent, why is this and what is this?

It is rare for properties in Anston and has limited impact for conveyancing in Anston but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

Is it simple use your search app to choose a conveyancing lawyer in Anston on the authorised to act for my lender?

1st choose a mortgage company such as HSBC Bank, Skipton Building Society or Godiva Mortgages Ltd then choose your preferred area such as Anston. Conveyancing organisations in Anston and beyond should be shown.

Am I best advised to instruct a Anston conveyancing practitioner in close proximity to the house I am purchasing? I have an old university friend who can carry out the legal formalities however they are based approximately 350kilometers drive away.

The primary upside of using a local Anston conveyancing firm is that you can drop in to sign documents, hand in your ID and apply pressure on them where appropriate. They will also have local insight which is a plus. That being said it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and in the main were impressed that should outweigh using an unfamiliar Anston conveyancing solicitor solely due to them being based in the area.

I pay a service charge for my appartment in Anston. As a result of personal circumstances I fell behind with remittance. I negotiated a clearance plan but there remains three grand due to be paid.

I now wish to dispose of the property and I am panicking this can hold me back if I have to pay off the arrears now. Do I have to settle before - is this viable?

Do speak with the conveyancing practitioner carrying out your Anston conveyancing but one option may be to arrange for the arrears to be transferred to the buyers. The final price due would be reduced to reflect the amount of debt they assume. They would then pay the fees after completion of the sale.