Unfortunately I am unable to travel far from Archway. What is the rationale as to why all Archway conveyancing practitioners aren't automatically on all lender panels?

As unjust as it may seem for banks to restrict who can act for them, from the public’s or conveyancer’s point of view, the the contrary view is that banks are increasingly anxious and regard it vital to defend themselves against mortgage fraud. As a result of this concern mortgage companies are limiting their conveyancing panel to a manageable size.

I have 70 years remaining on my lease and need a lease extension for my flat in Archway. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/2/2025 the requirements read as follows :

Despite weeks of looking the Title Certificate and documents to my property can not be found. The lawyers who handled the conveyancing in Archway 5 years ago no longer exist. What do I do?

You no longer need to hold title deeds to establish that you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.

How does the Landlord & Tenant Act 1954 affect my business offices in Archway and how can you help?

The 1954 Act provides protection to business tenants, giving them the dueness to apply to court for a new lease and continue in occupation when the lease comes to an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Archway is one of our many areas of the UK in which the firms we work with are based

Can you provide any advice for leasehold conveyancing in Archway with the aim of speeding up the sale process?

• A significant proportion of the frustration in leasehold conveyancing in Archway can be reduced where you get in touch lawyers as soon as your agents start marketing the property and ask them to collate the leasehold information which will be required by the buyers’ lawyers.
Some Archway leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, it would be prudent to notify your estate agents to make sure that the purchasers put in hand bank and professional references. Any bank reference should make it clear that the buyer is able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their solicitors. You believe that you know the number of years remaining on your lease but it would be advisable verify this via your solicitors. A buyer’s lawyer will not be happy to advise their client to to exchange contracts if the remaining number of years is below 80 years. In the circumstances it is important at an as soon as possible that you consider whether the lease requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale. In the event that you altered the property did you need the Landlord’s permission? Have you, for example laid down wooden flooring? Archway leases often stipulate that internal structural changes or laying down wooden flooring necessitate a licence issued by the Landlord acquiescing to such changes. Should you fail to have the consents to hand you should not communicate with the landlord without contacting your solicitor in the first instance.

I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Archway conveyancing firm to represent me?

You certainly can. We can put you in touch with a Archway conveyancing firm who can help.

An example of a Lease Extension decision for a Archway flat is Flat 2A 19 Shepherds Hill in June 2014. The tribunal concluded in accordance with section 48 and schedule 13 of the Leasehold Reform,Housing and Urban Development Act (the 1993 Act) that the premium payable in respect of the grant of a new lease for the Flat be £24,303 (twenty four thousand three hundred and three pounds) This case related to 1 flat. The unexpired lease term was 67.85 years.