At long last a loan offer from Santander for the remortgage of my 4 bedroom garden flat is due any day now. Are you able to suggest a cheap conveyancing law firm in Aspley Guise?

This site is not designed to help those in pursuit of the cheapest conveyancing in Aspley Guise. We can offer you cost effective conveyancing but we do not aim to work with the cheapest lawyers. Do not be seduced by companies offering low cost conveyancing in Aspley Guise. In your best case scenario, in deciding on low cost conveyancing, you will receive what you pay for and at worst it will result in you invoiced for extras and still not end up with the service expected.

Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who did the conveyancing in Aspley Guise 5 years ago no longer exist. What are my options?

You no longer need to have the physical deeds to prove you own the land or premises, given that the Land Registry hold details of all registered land or property electronically.

Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Aspley Guise is the location of the property. What do you suggest?

Flying freeholds in Aspley Guise are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Aspley Guise you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aspley Guise may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I need to find a conveyancing solicitor for freehold conveyancing in Aspley Guise. I happened to stumble upon a site which appears to be the perfect offering If there is a chance to get all this stuff completed via email that would be ideal. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Are there common problems that you witness in leases for Aspley Guise properties?

Leasehold conveyancing in Aspley Guise is not unique. All leases are unique and legal mistakes in the legal wording can result in certain sections are missing. For example, if your lease is missing any of the following, it could be defective:

Clauses dealing with recovering service charges for expenditure on the building or common parts. Maintenance charge proportions which don’t add up to the correct percentage

A defective lease can cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. HSBC Bank, The Mortgage Works, and Nottingham Building Society all have very detailed requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, obliging the buyer to pull out.

I purchased a garden flat in Aspley Guise, conveyancing was carried out half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Similar flats in Aspley Guise with a long lease are worth £202,000. The average or mid-range amount of ground rent is £60 charged once a year. The lease ends on 21st October 2082

You have 57 years left to run we estimate the price of your lease extension to range between £28,500 and £33,000 as well as costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first seeking the advice of a professional.