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Find a Balsall Heath Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Balsall Heath? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Balsall Heath conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Balsall Heath

What is the first thing I need to know about purchase conveyancing in Balsall Heath?

You may not hear this from too many lawyers but conveyancing in Balsall Heath or throughout Birmingham is often a confrontational process. Put another way, when it comes to conveyancing there exists an abundance of room for friction between you and others involved in the transaction. For example, the seller, property agent and on occasion your bank. Selecting a law firm for your conveyancing in Balsall Heath an important selection as your conveyancer is your adviser, and is the SOLE person in the legal process whose role it is to protect your best interests and to keep you safe.

Every so often a third party with a vested interest may attempt to persuade you that you should follow their advice. For example, the property agent may claim to be helping by claiming that your solicitor is slow. Or your financial adviser may tell you to do something that is contrary to your lawyers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

About to place an offer on a leasehold apartment in Balsall Heath. The estate agents say that it is standard for flats in Balsall Heath to have less than 75 years remaining. I am expecting a mortgage with Platform. Is this going to be a problem if the lease has 70 years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/3/2025 the requirements read as follows :

Minimum 85 years unexpired from completion, except where the mortgage application is pursuant to Platform's participation in the Government's Help to Buy Shared Equity scheme, in which case (a) the unexpired lease term must not be less than 250 years for new-build houses and not less than 125 years for new-build flats and (b) ground rent must be reasonable at all times and any escalation must be linked to RPI (Retail Price Index) or a similar index.

We are buying a 4 bedroom semi-detached house in Balsall Heath. Our aim is to carry out a loft conversion at the property.Will the conveyancing process include investigations to ascertain if these works are allowed?

Your conveyancer should review the registered title as conveyancing in Balsall Heath can occasionally identify restrictions in the title documents which restrict certain changes or require the consent of another owner. Certain works need local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

We are getting the release of further funds on our home loan from Leeds Building Society as we intend to carry out alterations to our property in Balsall Heath. Are we obliged to appoint a bricks and mortar Balsall Heath solicitor on the Leeds Building Society conveyancing panel to handle the legals?

Leeds Building Society do not ordinarily appoint a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society conveyancing panel.

My fiancee and I are in the throws of viewing flats in Balsall Heath and I am about to put in an offer. Is it sensible to have a solicitor on ‘stand by’? I am planning to take a home loan with Clydesdale.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. Given that you are seeking a mortgage with Clydesdale, make sure you remember to check that your lawyer is on the Clydesdale conveyancing panel.

About to purchase a new build apartment in Balsall Heath. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Balsall Heath

    Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I am thinking of appointing a conveyancing lawyer in Balsall Heath for my house move. Is there any facility to see a firm’s complaints history with the profession’s regulator?

Members of the public can search for documented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For details Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes recorded call for training purposes.

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