How up to date is your search tool for Belgravia conveyancing solicitors on the Principality conveyancing panel? Do Principality send you an updated list?
Belgravia conveyancing firms themselves provide us confirmation that they are on the Principality conveyancing panel as opposed to being supplied with a list from Principality directly.
How do I discover of the solicitor handling my conveyancing in Belgravia is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Platform Home Loans Ltd thus paying £175.00 in supplemental legal bill.
You should make use of the search tool on this site. Pick the mortgage company and type ‘Belgravia’ or your preferred area and you will be presented with a number of lawyer based in Belgravia or near you.
I'm in the process of viewing apartments in Belgravia and I am now considering a potential offer. Is it advisable to have a conveyancer on ‘stand by’? I am planning to take a home loan with Leeds Building Society.
It would be wise to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. Given that you are taking out a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.
I am due to exchange contracts on my apartment. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, HSBC are being pedantic. The Belgravia solicitor who is on the HSBC conveyancing panel is saying indemnity insurance will be fine but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
After what feels like an age I have had an offer on a maisonette in Belgravia accepted, but there is a chain. The sellers have offered on on an apartment, however it’s not been accepted yet, and are looking at other apartments in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Belgravia. What should be my next step? When should I get the mortgage application with Aldermore started?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx one thousand pounds, then survey, Belgravia conveyancing search fees, etc). The first course of action is to ensure that your solicitor is on the Aldermore approved list. Concerning the subsequent steps this very much depends on the circumstances of your transaction, desire for the property and on the state of the market. During a buoyant market many home buyers would apply for the mortgage with Aldermore and arrange for the valuation and only if it was satisfactory would they request their solicitor to press on with searches.
I require expedited conveyancing in Belgravia as I have an ultimatum to exchange contracts within one month. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?
As you are not taking a home loan you have the choice not to have searches conducted although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Belgravia the following are instances of issues that can be revealed and therefore impact the marketability of the property: Enforcement Notices, Outstanding Fees, Outstanding Grants, Railway Schemes,...
Due to the guidance of my in-laws I had a survey completed on a property in Belgravia prior to instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some lenders will refuse to grant a loan on a flying freehold property.
It depends who your proposed lender is. HSBC has different requirements from Halifax. If you call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Belgravia. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Belgravia to see if the conveyancing costs will increase in light of this.