I purchased my flat on 13 June and the transaction details is yet to be registered. Need I be worried? My conveyancing solicitor in Bilston and Bradley expressed confidence that it will be recorded in less than a month. Are titles in Bilston and Bradley uniquely lengthy to register?

There is nothing unique when it comes to conveyancing in Bilston and Bradley registration formalities. Rather than based on location, timescales can vary depending on the party submitting the application, whether there are errors and if the Land registry need to notify any interested parties. At present roughly 80% of such applications are completed within two weeks but some can be subject to protracted delays. Registration is effected once the new owner is living at the property so post completion formalities is not usually an essential issue but where there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.

I'm buying a new build house in Bilston and Bradley with the aid of help to buy. The sellers refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The property agent told me not inform my solicitor about this deal as it could put at risk my mortgage with Barclays Direct. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £305k and found one close by in Bilston and Bradley I like with a park and transport links nearby, the downside is that it's only got 49 years on the lease. There is not much else in Bilston and Bradley suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you need a mortgage the shortness of the lease will be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this.

How does the Landlord & Tenant Act 1954 affect my business premises in Bilston and Bradley and how can your lawyers assist?

The particular law that you refer to provides security of tenure to business lessees, giving them the a statutory right to make a request to court for a continuation of occupancy at the end of an expired lease. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Bilston and Bradley is one of the numerous locations in which our lawyers have offices

I need to instruct a conveyancing solicitor for some conveyancing in Bilston and Bradley. I have chance upon a web site which looks to be the perfect solution If it is possible to get all formalities done via email that would be preferable. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?