How up to date is your search tool for Bournville conveyancing solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?

Bournville conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Bournville. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/11/2024, the requirements read as follows :

I have justbeen informed that Stirling Law have been shut down. They carried out my conveyancing in Bournville for a purchase of a leasehold flat 18 months ago. How can I be sure that my home is in my name in the name of the former proprietor?

The easiest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bournville conveyancing specialists.

I am buying my first flat in Bournville benefiting from help to buy. The sellers refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not to tell my conveyancer about the extras as it may affect my mortgage with Barclays . Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Am I better off to choose a Bournville conveyancing solicitor in close proximity to the house I am purchasing? We have a good friend who can carry out the conveyancing but his firm is located 400kilometers away.

The primary upside of using a local Bournville conveyancing practice is that you can drop in to sign documents, deliver your identification documents and apply pressure on them if necessary. Having local Bournville know how is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and on the whole were content that should surpass using an unknown Bournville conveyancing solicitor just because they are based in the area.