I am buying a house without a mortgage in Brandon. I have resided for the previous twelve years in Brandon. Conveyancing searches are expensive. Given that I know the road and vicinity intimately should I not bother getting the solicitor to do all the conveyancing searches?

In the absence of a mortgage, then all but one or two of the Brandon conveyancing searches are at your discretion. Your lawyer will try and sway you, perhaps strongly, that you should have searches done, but she has a professional duty to take that path of advice. Do take into account; if you are intend to dispose of the house at a future date, it will likely be be of interest to your future purchaser what the searches contain. Sometimes houses with functional issues can still show up adverse search results. A competent conveyancing solicitor in Brandon should provide you some practical advice in this regard.

As someone unfamiliar with the Brandon conveyancing process what’s your top tip you can give me concerning the ownership transfer in Brandon

Not many law firms shout this from the rooftops but conveyancing in Brandon and elsewhere in England and Wales is an adversarial process. In other words, when it comes to conveyancing there exists lots of opportunity for conflict between you and other parties involved in the ownership transfer. For example, the vendor, property agent and sometimes the mortgage company. Choosing a law firm for your conveyancing in Brandon should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the process whose role it is to act in your best interests and to keep you safe.

Sometimes a third party with a vested interest will try and sway you that it is in your interests to do things their way. For instance, the property agent may claim to be assisting by suggesting your solicitor is dragging his heels. Or your financial adviser may tell you to do something that is contrary to your conveyancers recommendation. You should always trust your lawyer above all other parties in the home moving process.

I am about to put an offer on a leasehold property in Brandon. The property agents assure me that it is standard for flats in Brandon to have less than 75 years unexpired on the lease. I am expecting a loan with Accord Mortgages. Is this going to be acceptable if the lease has 69 years unexpired.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/2/2025 the requirements read as follows :

I purchased my home on 2 July and the transaction details are still not registered. Need I be worried? My conveyancing solicitor in Brandon expressed confidence that it should be recorded in less than a month. Are transfers in Brandon uniquely lengthy to register?

There is nothing unique about conveyancing in Brandon registration formalities. Rather than based on location, timescales can adjust subject to who lodges the application, whether there are errors and if the Land registry have to notify any interested persons or bodies. As of today roughly three quarters of such applications are fully addressed in less than three weeks but occasionally there can be protracted delays. Registration takes place once the buyer is living at the premises therefore an expedited registration is not usually top priority but if it is urgent that the the registration takes place urgently then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.

Having checked my lease I have discovered that there are only Seventy years left on my lease in Brandon. I now wish to extend my lease but my landlord is missing. What options are available to me?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you or your lawyers have used your best endeavours to locate the landlord. In some cases a specialist should be useful to carry out a search and prepare an expert document to be accepted by the court as evidence that the freeholder can not be located. It is advisable to get professional help from a property lawyer in relation to proving the landlord’s absence and the vesting order request to the County Court covering Brandon.

Brandon Leasehold Conveyancing - Sample of Queries Prior to buying

Plenty Brandon leasehold apartments will be liable to pay a service charge for the upkeep of the building levied by the management company. If you purchase the apartment you will have to pay this charge, normally in instalments accross the year. This can vary from a few hundred pounds to thousands of pounds for bigger purpose-built buildings. In all likelihood there will be a rentcharge to be met yearly, this is usually not a significant sum, say approximately £50-£100 but you should to enquire as sometimes it can be many hundreds of pounds. Does the lease contain onerous restrictions? The best form of lease arrangement is a share of the freehold. In this scenario the tenants have being in charge if their destiny and even though a managing agent is frequently employed if the building is larger than a house conversion, the managing agent employed by the leaseholders.