My lawyer in Bridgwater is not on the National Westminster Bank Solicitor Panel. Is it possible for me to use my prefered solicitor notwithstanding that they are not on the National Westminster Bank approved list?

The limited options available to you here include:

1. Carry on with your existing Bridgwater solicitors but National Westminster Bank will need to use a conveyancer on their panel. This will result in additional overall conveyancing charges as well as cause frustration.
2. Get a new lawyer to to deal with the purchase, obviously checking they are National Westminster Bank approved.
3. Persuade your National Westminster Bank solicitor to try to join the National Westminster Bank panel

I have todaybecome aware that Action Conveyancing have been shut down. They carried out my conveyancing in Bridgwater for a purchase of a leasehold apartment 9 months ago. How can I be sure that my home is in my name in the name of the previous owner?

The quickest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bridgwater conveyancing specialists.

Just had an offer accepted on a new build flat in Bridgwater. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Bridgwater

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Bridgwater is where the house is located. Can you offer any opinion?

Flying freeholds in Bridgwater are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bridgwater you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bridgwater may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

What makes a Bridgwater lease unacceptable for security purposes?

Leasehold conveyancing in Bridgwater is not unique. All leases are unique and legal mistakes in the legal wording can sometimes mean that certain provisions are wrong. For example, if your lease is missing any of the following, it could be defective:

A provision for the recovery of money spent for the benefit of another party.

A defective lease will likely cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. HSBC Bank, Leeds Building Society, and Clydesdale all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, obliging the purchaser to pull out.

Bridgwater Leasehold Conveyancing - Sample of Queries before Purchasing

How much is the annual service fee and ground rent? Does the lease have more than 80 years left? This question is helpful as a) areas can result in problems for the building as the common areas may start to deteriorate if services are not paid for b) if the leasehold owners have an issue with the managing agents you will want to have all the details