Unfortunately I am unable to travel far from Bridport. I would like to know the understand why all Bridport solicitors aren't automatically on all lender panels?

Mortgage companies point to the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud every year.The dismissal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its conclusions included recommendations for lending institutions to review their conveyancing panels, which triggered a major policy change in the sector. It resulted in lenders purging less reputable firms from their panel of approved property lawyers .

I am planning to move house in February. Does my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you suggest a removal company in Bridport. Conveyancing solicitor was found before I stumbled across your site.

On the afternoon of completion you will need to pick up the house keys from the estate agent but this should only be done when the vendors lawyers advise the agent that the monies to complete are in and the keys can be handed over. You should tell the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can assist you in choosing a conveyancing in Bridport or a legal practice that specialises in conveyancing in Bridport.

I am due to exchange contracts on my flat. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Principality are being problematic. The Bridport solicitor who is on the Principality conveyancing panel is saying indemnity insurance will be fine but Principality are requiring a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?

It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Bridport solicitor - who is on the HSBC conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

HSBC will need an independent valuation of the property. Your lawyer will not arrange this. Usually HSBC will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Bridport surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

three months have gone by following my purchase conveyancing in Bridport took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build flat in Bridport. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Bridport

Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

Are there any apps to assist me to locate a Bridport solicitor on the HSBC Bank conveyancing panel? I drive a motor bike and am willing to travel upto 25miles to meet the conveyancer.

Feel free to make use of the search on this website. Please choose the lender and your location and you will see a number of Bridport conveyancing lawyers located nearest you. We have detailed some Bridport conveyancing firms towards the end of this page and you can contact them to check whether they are on the HSBC Bank member panel