My financial adviser says he needs my Buckhurst Hill lawyer’ panel reference for the HSBC conveyancing panel. What is the best way to obtain this. I have contacted my local Buckhurst Hill branch but they have not responded to me.

The sensible thing to do is ask for this information from your Buckhurst Hill lawyer . Most Buckhurst Hill law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

I own a semi-detached Victorian house in Buckhurst Hill. Conveyancing practitioner acted for me and TSB. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the exact same property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Buckhurst Hill and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who conducted the purchase.

Just had an offer accepted on a new build flat in Buckhurst Hill. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Buckhurst Hill

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

Planning to sign contracts shortly on a studio apartment in Buckhurst Hill. Conveyancing lawyers assured me that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Buckhurst Hill should include some of the following:

Does the lease require carpeting throughout thus preventing wood flooring? An explanation as to the provision as set out in the lease to to contribute towards maintenance costs - in respect of the block, and the wider rights a tenant has How long the lease is. You should receive guidance as what happens when the lease expires, and informed of the importance of not letting the lease term falling below eighty years What options are open to you if a neighbour is in violation of a provision in their lease? Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice?

I have had difficulty in negotiating a lease extension in Buckhurst Hill. Can the Leasehold Valuation Tribunal adjudicate on premiums?

in cases where there is a missing landlord or if there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to determine the premium.

An example of a Freehold Enfranchisement decision for a Buckhurst Hill residence is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case affected 2 flats. The unexpired term as at the valuation date was 69.26 years.

What is the average conveyancing fee for conveyancing in Buckhurst Hill?

The average cost last year for conveyancing in Buckhurst Hill was £1,395 excluding Stamp Duty and Land Registry charges.