I am purchasing a semi-detached house in Bushey. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Bushey you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Bushey.

My wife and I purchased a terraced Edwardian property in Bushey. Conveyancing practitioner acted for me and Aldermore. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bushey and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing lawyer who conducted the purchase.

I am buying a new build house in Bushey with a loan from Coventry Building Society. The builders refused to budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not to tell my solicitor about the side-deal as it may adversely affect my mortgage with Coventry Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Do I need to be suspicious by brokers that I am dealing with are encouraging me to use an internet conveyancing firm rather than a High Street Bushey conveyancing company?

As is the case with many service providers, often referrals from family and friends can be most helpful. Yet there are many parties with a keen interest in a conveyancing deal; estate agents, mortgage brokers and lenders might all suggest solicitors to select. On occasion these conveyancers might be known to one of the organisations as experts in their field, but occasionally there behind the scenes financial incentive behind the recommendation. You are at liberty to appoint your own lawyer. Don't forget that the majority of mortgage providers specify a panel list of conveyancers you are obliged to use for the lender aspect of your conveyancing.

My brother has recommend that I appoint his lawyers for conveyancing in Bushey. Should I use them?

No doubt it’s preferable to choose a conveyancing practitioner is to seek feedback from friends or relatives who have used the conveyancer you're considering.