We are about to sign contracts for a semi detached house in Catterick Garrison. We encountered a stumbling block. The loan offer with Virgin Money runs out on 27/3/2025 but the sellers are putting forward a completion date of 31/3/2025. Is it possible to extend the loan expiry date?

The best person to deal with your question is your solicitors who is in a position to determine whether he or she is corresponding with the mortgage company, owner’s solicitors, estate agents or possibly all parties taking into account the history of your conveyancing as of today.

A relative pointed out to me me that in purchasing a property in Catterick Garrison there could be various restrictions affecting the ability to carry out external alterations to the property. Is this right?

There are anumerous of properties in Catterick Garrison which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Catterick Garrison should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am the sole beneficiary of my late mum's will and I have everything in my name now, including the house in Catterick Garrison. The Catterick Garrison property was put into my name in December. I plan to dispose of the property. I do know about the CML six month 'rule', which means that my proprietorship will be considered the same way as if I'd bought the house in December. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. How sensible a view mortgage companies take of it, depend on the bank as this requirement chiefly exists to identify subsales or the flipping of properties.

How can we know in advance if a Catterick Garrison conveyancing solicitor on the Nottingham panel is any good?

When it comes to conveyancing in Catterick Garrison obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer carrying out your conveyancing.

Are there restrictive covenants that are commonly identified as part of conveyancing in Catterick Garrison?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Catterick Garrison. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

The estate agent has sent us the confirmation of our purchase of a new build flat in Catterick Garrison. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Catterick Garrison

The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.

All being well we will complete the disposal of our £250,000 apartment in Catterick Garrison next Thursday. The management company has quoted £300 for Landlord’s certificate, building insurance schedule and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Catterick Garrison?

Catterick Garrison conveyancing on leasehold flats normally necessitates the purchaser’s conveyancer submitting enquiries for the landlord to answer. Although the landlord is under no legal obligation to address such questions most will be willing to assist. They are entitled to invoice a reasonable administration fee for answering questions or supplying documentation. There is no upper cap for such fees. The average costs for the paperwork that you are referring to is over three hundred pounds, in some situations it is above £800. The administration charge demanded by the landlord must be accompanied by a summary of entitlements and obligations in relation to administration charges, without which the invoice is technically not due. Reality however dictates that you have little option but to pay whatever is demanded should you wish to exchange contracts with the buyer.

I invested in buying a 2 bed flat in Catterick Garrison, conveyancing formalities finalised in 2007. Can you work out an approximate cost of a lease extension? Similar properties in Catterick Garrison with over 90 years remaining are worth £222,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease ends on 21st October 2095

You have 70 years remaining on your lease we estimate the premium for your lease extension to be between £9,500 and £11,000 as well as costs.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more detailed due diligence. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.