Is the fact that my conveyancer in Chelsfield is not listed on my lender's conveyancing panel that there is a problem with the quality of her conveyancing?
That would more than likely be an incorrect assumption to make. There are plenty of reasonable explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Chelsfield conveyancing firm and ask them why they are no longer on the approved list for your lender.
I require fast conveyancing in Chelsfield as I am faced with an ultimatum to sign on the dotted line within 4 weeks. A mortgage is not required. Can I decline from having conveyancing searches to save money and time?
If.Given you are are a mortgage free purchaser you are at free not to have searches carried out although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Chelsfield the following are instances of what can appear and therefore affect future saleability: Enforcement Notices, Outstanding Fees, Outstanding Grants, Road Schemes,...
It has been 2 months since my purchase conveyancing in Chelsfield concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Chelsfield I like with open areas and transport links in the vicinity, the downside is that it's only got 49 years on the lease. I can't really find anything else in Chelsfield suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a mortgage the shortness of the lease may be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
My father-in-law has recommend that I instruct his conveyancing solicitors in Chelsfield. Should I find my own solicitor?
No doubt the ideal way to find a conveyancing solicitor is to have guidance from friends or family who have previously instructed the conveyancer you're contemplating using.