It may have been a long time coming a mortgage agreement from NatWest for the remortgage of my 2 room maisonette is to be issued by the end of next week. Could you propose a low cost conveyancing solicitor in Colliers Wood?
You have come to the wrong place to search for the cheapest conveyancing solicitors in Colliers Wood. Our aim is to provide affordable conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint organisations offering low cost conveyancing in Colliers Wood. Optimistically, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst it will result in you being stung for extras and still not end up with the service expected.
My uncle passed away six months ago and as sole heir and executor I was left the property in Colliers Wood. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this allowed?
Given you plan to refinance then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
Me and my partner are buying a house in Colliers Wood. It might be a silly question but how we can trust a lawyer? On the day of competition we have to send funds into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
How can we tell if a Colliers Wood conveyancing solicitor on the Yorkshire BS panel is any good?
When it comes to conveyancing in Colliers Wood obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer carrying out your conveyancing.
At last I have had an offer on a flat in Colliers Wood agreed to, but there is a chain. The vendors have offered on a property, but it’s not yet tied up, and are looking at other flats booked. I have instructed a nearby conveyancing solicitor in Colliers Wood. What should be my next step? At what stage should I apply for the mortgage with Clydesdale?
It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then valuation, Colliers Wood conveyancing search charges, etc). First, you should ensure that your property lawyer is on the Clydesdale conveyancing panel. Regarding the next stages this very much depends on the circumstances of your case, attraction to the property and on the state of the market. During a hot market the majority of buyers will apply for a home loan with Clydesdale and arrange for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to press on with searches.
I used Wolstenholmes several years ago for my conveyancing in Colliers Wood. Now, I need my documents however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Colliers Wood of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Colliers Wood is the location of the property. Is there any advice you can impart?
Flying freeholds in Colliers Wood are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Colliers Wood you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Colliers Wood may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.