It is a dozen years since I acquired my home in Cradley Heath. Conveyancing lawyers have recently been retained on the sale but I can't find my title documents. Will this jeopardise the sale?

You need not be too concerned. Firstly the deeds may be retained by the mortgage company or they could be in the possession of the solicitor who acted in the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in Cradley Heath relates to registered property but in the rare situation where your property is not registered it is more problematic but is not insurmountable.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Cradley Heath. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/1/2025, the requirements read as follows :

I was pointed in your direction by a few selling agents in Cradley Heath to select a conveyancer on your site. Is there a financial upside for Estate Agents to offer your lawyers rather than alternative conveyancing organisations?

We don’t make any referral fee for pointing buyers and sellers to this site. We thought it would be too underhand a fee as home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

In my capacity as executor for the estate of my grandfather I am disposing of a property in Monmouth but I am based in Cradley Heath. My solicitor (based 260 kilometers awayrequires that I execute a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing solicitor in Cradley Heath who can attest this legal document for me?

Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are based in Cradley Heath

When it comes to leasehold conveyancing in Cradley Heath what are the most frequent lease problems?

Leasehold conveyancing in Cradley Heath is not unique. All leases are individual and legal mistakes in the legal wording can result in certain clauses are not included. The following missing provisions could result in a defective lease:

Service charge per centages that don't add up correctly leaving a shortfall

You could have difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Birmingham Midshires, Skipton Building Society, and Barclays Direct all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the purchaser to pull out.

I own a studio flat in Cradley Heath, conveyancing was carried out 3 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Cradley Heath with a long lease are worth £201,000. The ground rent is £45 invoiced every year. The lease runs out on 21st October 2090

With only 65 years unexpired we estimate the price of your lease extension to span between £13,300 and £15,400 plus plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.