My IFA has requested my Cubitt Town law firm’s panel reference for the Santander conveyancing panel. What is the best way to discover this. I have contacted my local Cubitt Town branch but they have not responded to me.

You are best placed to get this information from your Cubitt Town conveyancing practitioner . They keep a central record lender panel numbers.

I own a freehold premises in Cubitt Town yet invoiced for rent, why is this and what is this?

It’s unusual for properties in Cubitt Town and has limited impact for conveyancing in Cubitt Town but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Cubitt Town?

There are many recorded licenced Conveyancers in Cubitt Town and Solicitor practices in Cubitt Town who can assist with your conveyancing It is important to make clear that the two are regulated professionals specialising in the legal aspects of the home buying process. Both can conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

I'm spending time viewing flats in Cubitt Town and I am about to put in an offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with Yorkshire BS.

It would be wise to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are getting a mortgage with Yorkshire BS, ask your prospective lawyers if they are on the Yorkshire BS conveyancing panel otherwise they can't do the mortgage legal work.

After shopping around on the internet I have found a Cubitt Town solicitor having checked that they are on the Principality conveyancing panel. Does my lawyer arrange the survey of the property?

Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Cubitt Town surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I am looking to sell my property. My previous lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Cubitt Town if that makes a difference.

You should use our search tool to help you choose a solicitor for your conveyancing in Cubitt Town. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.

Last September I purchased a leasehold flat in Cubitt Town. Do I have any liability for service charges relating to a period prior to completion of my purchase?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I am the leaseholder of a ground-floor 1950’s flat in Cubitt Town. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the premium payable for the purchase of the freehold?

if there is a missing landlord or if there is dispute about the premium for a lease extension, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to decide the price payable.

An example of a Freehold Enfranchisement matter before the tribunal for a Cubitt Town residence is 12, 14 & 16 Hull Close in May 2010. the Tribunal determined that the premium payable for the acquisition of the freehold to the subject premises was the sum of £18,300 This case was in relation to 3 flats. The remaining number of years on the lease was 101.61 years.