We were about to choose a conveyancing solicitor in Cudham recommended using your comparison tool but stumbled across some other estimates on the internet look less expensive – how come?
One can find numerous conveyancers offering theoretically looks to be very low prices. We suggest that you think long and hard as to how important this transaction is to you that you are willing to take 'cheap' risks in relation to the quality of the legal work. Some hide extras deep into the terms of business. The law firms that we list for conveyancing in Cudham neverdo this.
It is a dozen years since I bought my house in Cudham. Conveyancing solicitors have now been appointed on the sale but I can't locate my title deeds. Will this jeopardise the sale?
Don’t worry too much. First there is a possibility that the deeds will be with your lender or they could be in the possession of the solicitor who handled the purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Cudham relates to registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Cudham. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this allowed?
Given you plan to refinance then Leeds Building Society will require that you use a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.
Should our lawyer be raising enquiries concerning flooding as part of the conveyancing in Cudham.
The risk of flooding is if increasing concern for conveyancers conducting conveyancing in Cudham. Some people will purchase a property in Cudham, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Conveyancers are not best placed to offer advice on flood risk, but there are a number of searches that may be initiated by the buyer or on a buyer’s behalf which can give them a better understanding of the risks in Cudham. The standard information given to a buyer’s solicitor (where the Conveyancing Protocol is adopted) includes a usual inquiry of the owner to find out if the property has historically flooded. In the event that the residence has been flooded in past which is not revealed by the owner, then a buyer may bring a compensation claim as a result of such an misleading answer. The purchaser’s solicitors will also carry out an enviro report. This will indicate whether there is a recorded flood risk. If so, further investigations will need to be conducted.
I am in need of some leasehold conveyancing in Cudham. Before I get started I require certainty as to the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and almost all are in Cudham - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have given up trying to purchase the freehold in Cudham. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most definitely. We are happy to put you in touch with a Cudham conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Cudham premises is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case related to 1 flat. The unexpired term was 50.57 years.