AssumingI was to buy a freehold homein Cudham mortgage fee and dispense with a survey and no local authority searches how much could I expect to have to pay for conveyancing in Cudham?
The sole saving you would make on is the costs for searches. A property lawyer is required to do the vast majority of work - money laundering, liaising with the sellers conveyancing practitioner, SDLT return, register the property etc. A slight saving might be made by not needing to register a charge but it will not be a lot.
My uncle passed away last year and as sole heir and executor I was left the property in Cudham. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Given you intend to re-mortgage then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
My wife and I are buying a apartment in Cudham. I might seem paranoid but how we can trust a solicitor? At some point we have to deposit our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
When it comes to mortgage companies such as Nationwide, do Cudham conveyancing practitioners have to pay a fee to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
My wife and I have organised the release of further funds on our mortgage from Coventry BS as we intend to carry out improvements to our property in Cudham. Do we need to appoint a local Cudham solicitor on the Coventry BS conveyancing panel to handle the legals?
Coventry BS would not normally require firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS list.
2 months have elapsed following my purchase conveyancing in Cudham took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
What does commercial conveyancing in Cudham cover?
Non domestic conveyancing in Cudham incorporates a wide array of guidance, supplied by qualified solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.