Why would one use a Dartford conveyancing practice when web based alternatives are less overpriced?

By all means make sure that you contrast conveyancing costs in Dartford and you should seek a reasonable fee calculation but don’t expend your energy sourcing the cheapest Dartford conveyancer. Appointing the right conveyancer can be the distinction between a smooth and a frustrating move. You need to ensure that you have expert advice from a specialist conveyancer. Emails can't replace a phone call and can never replicate a one to one consultation. The firms that we work with will find you a qualified and experienced conveyancing solicitor who can deal with your conveyancing from beginning to end, giving the sort of personalised service that you rarely receive from an web based conveyancer. Our lawyers will inform you on headway making sure that you are never in the dark. Should it ever be necessary to contact the firm you will be sure who you need to speak to and we'll be sure you are kept fully informed.

We were just about to sign contracts for a semi detached house in Dartford. We have hit a snag. The loan offer with Birmingham Midshires expires on 25/4/2025 but the sellers are putting forward a completion date of 29/4/2025. Can one prolong the mortgage offer?

The best person to deal with your question is your solicitors who will hopefully determine whether they corresponding with the mortgage broker, seller’s solicitors, property agents or possibly all three taking into account the circumstances your transaction to date.

I am being told by my conveyancer that chancel insurance is required on my purchase. What is the level of cover for Dartford conveyancing?

The right level of chancel indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.

I'm the only beneficiary of my late father’s will with all property in now in my sole name, including the my former home in Dartford. The Dartford property was put into my name in January. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership may be considered the same way as though I had purchased the property in January. Is the property unsalable for six months?

The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. How practical a view lenders take of it, depend on the lender as this clause is primarily there to capture subsales or the flipping of property.

Our sealed bid on a property in Dartford has been agreed to, but there is a chain. The sellers have offered on a property, however it’s not yet agreed to, and have viewings of other flats in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Dartford. What should be my next step? When should I get the mortgage application with Virgin Money started?

It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of £1k, then valuation, Dartford conveyancing search costs, etc). The first course of action is to check that your solicitor is on the Virgin Money approved list. Regarding the next steps this very much depends on the uniqueness of your case, motivation for this property and on the state of the market. During a rising market some home buyers will apply for the mortgage with Virgin Money and arrange for the valuation and only if it was satisfactory would they pay their property lawyer to press on with the conveyancing in Dartford.

I have been told that property searches are the main reason for stalling in Dartford house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Dartford.

I am due to assess costs for conveyancing in Dartford from three conveyancing practitioner and appoint one. Am I right to get them to hold tight until I I have an offer accepted on a apartment.

You should wait to get your lawyer to open a file and order searches once the sales confirmation has been issued by the estate agent particularly as Dartford conveyancing searches are costly.