As a novice what is the most important number one tip you can give me concerning purchase conveyancing in Dorset?
You may not hear this from too many lawyers but conveyancing in Dorset and elsewhere in England and Wales is an adversarial process. In other words, when it comes to conveyancing there exists an abundance of room for conflict between you and other parties involved in the legal transfer of property. For instance, the vendor, selling agent and even potentially a lender. Choosing a lawyer for your conveyancing in Dorset is a critical decision as your conveyancer is your adviser, and is the ONLY party in the legal process whose responsibility is to look after your legal interests and to protect you.
Sometimes a potential adversary will attempt to persuade you that it is in your interests to do things their way. For instance, the property agent may claim to be helping by claiming that your solicitor is wrong. Or your financial adviser may advise you to do something that is against your conveyancers advice. You should always trust your lawyer above all other parties in the conveyancing process.
I am looking to buy a house and require a conveyancing solicitor in Dorset who is on the The Royal Bank of Scotland approved. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Royal Bank of Scotland in certain locations such as Dorset. We dont recommend any particular firm.
We previously chose conveyancers with offices in Dorset on the Clydesdale solicitor approved list. They are now charging me a further charge for handling the Clydesdale mortgage. Is this a supplemental conveyancing fee specified by Clydesdale?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your property lawyer is entitled to charge a fee for this. This charge is not dictated by Clydesdale but by your Dorset solicitor. Plenty of firms on the Clydesdale panel will quote an ‘acting for lender’ fee but many firms incorporate it on their overall fee.
The formalities of my purchase has taken place for my property in Dorset. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
My sealed bid on a semi in Dorset has been accepted, the vendors do however have an associated purchase. The sellers have placed an offer on on an apartment, however it’s not yet agreed to, and have viewings of other apartments in the pipeline. I have chosen a high street conveyancing solicitor in Dorset. What should be my next step? At what point do I apply for the mortgage with Aldermore?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (home loan application is approx £1k, then valuation, Dorset conveyancing search charges, etc). The first thing to do is ensure that your conveyancer is on the Aldermore conveyancing panel. Concerning the subsequent steps this very much depends on the specifics of your case, motivation for this property and on the state of the market. During a rising market the majority of purchasers would apply for a home loan with Aldermore and pay for the valuation and only if it comes back ok would they pay their conveyancer to press on with searches.
It has been 3 months since my purchase conveyancing in Dorset took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
What type of property do your Dorset conveyancing estimates apply to?
The quotes issued are only applicable to standard domestic premises in England & Wales. Where you have any different needs for instance industrial or agricultural property or commercial conveyancing in Dorset please telephone us to discuss this further .