I have just been advised by my lender that my Ellesmere Port solicitor is not on the mortgage company Conveyancing panel. How can I be certain that this is indeed the case?
You need to contact your Ellesmere Port conveyancer. It is reasonable to expect your lawyer to inform you what has happened. If they are not on the panel they may be able to suggest a Ellesmere Port conveyancing firm that is on the approved list of lawyers for your mortgage company.
The owners have very assertive vendors who has recommended a lock out contract with a deposit 6,000. Are such agreements sensible?
Exclusivity contracts are contracts between a home seller and purchaser giving the buyer exclusive rights to purchase the premises within an agreed time frame. For all intents and purposes, an exclusivity is a document specifying that you will receive a contract at a later date which is the contract for the actual sale. It is generally utilised for buyer protection though in many situations, the seller may stand to benefit from such agreements as well. There are many positives and negatives to using an agreement but you need to check with your conveyancer but note that it may end up incurring more in conveyancing fees. In light of this these contracts are avoided in relation to conveyancing in Ellesmere Port.
I am intent on selling our home in Ellesmere Port and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Ellesmere Port conveyancer would know that there is no such problem. For the life of me I don't know why the buyers instructed an internet conveyancing firm rather than a conveyancing solicitor in Ellesmere Port. Having lived in Ellesmere Port for 5 years we know of no issue. Do we contact our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
How does conveyancing in Ellesmere Port differ for new build properties?
Most buyers of new build property in Ellesmere Port come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is built. This is because developers in Ellesmere Port typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ellesmere Port or who has acted in the same development.
How do I search for a Ellesmere Port law firm on the The Mortgage Works conveyancing panel? I have a car and am happy to travel upto 20miles to meet the conveyancer.
You can use the tool on this website. Please choose the lender and your location and you will see a number of Ellesmere Port conveyancing lawyers locally. We have listed some Ellesmere Port conveyancing firms at the bottom of this page and you can contact them to check if they are on the The Mortgage Works member panel