Our Godmanchester solicitor has discovered a difference when comparing the surveyor’s assumptions in the home valuation report and what is in the legal papers for the property. My lawyer informs me that he needs to ensure that the lender is OK with this discrepancy and is still content to lend. Is my solicitor’s stance legitimate?

Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I am purchasing my first flat in Godmanchester with the aid of help to buy. The developers refused to budge the price so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not to tell my conveyancer about this extras as it would jeopardize my loan with HSBC Bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How straightforward is it to use your search facility to choose a conveyancing practitioner in Godmanchester on the approved list for my mortgage?

1st select a bank such as Birmingham Midshires, Leeds Building Society or Clydesdale then choose your preferred area e.g. Godmanchester. Conveyancing practices in Godmanchester and across England and Wales should be shown.

My husband and I are FTB’s - agreed a price, yet the estate agent informed us that the owners will only proceed if we instruct the agent's recommended lawyers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a local solicitor used to conveyancing in Godmanchester

It is improbable the sellers are behind this. Should the vendor desire ‘a quick sale', alienating a motivated purchaser is going to damage their objectives. Speak to the vendors direct and explain that (a)you are motivated purchasers (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you are going to instruct your preferred Godmanchester conveyancing lawyers - not the ones that will provide the negotiator at the agency a referral fee or meet his conveyancing targets set by corporate headquarters.

I am on look out for some leasehold conveyancing in Godmanchester. Before I set the wheels in motion I want to be sure as to the remaining lease term.

If the lease is registered - and most are in Godmanchester - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Godmanchester Leasehold Conveyancing - Examples of Questions you should consider before buying

How is the lease structured? It would be wise to discover as much as possible concerning the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are often in the clutches of the managing agents both financially and when it comes to daily matters like the tidiness of the communal areas. Ask prospective neighbours whether they are happy with their service. Finally, find out the dates that the maintenance fees are due to the appropriate party and specifically what you get for your money.