Finally the sale completed on my house in Grappenhall last November yet the purchaser is Skype messaging me to say her conveyancer needs to hear from mylawyer. What should have happened following completion?
Post completion of your disposal your solicitor is obliged to deliver the transfer documentation and all additional paperwork to the buyer’s lawyers. Where relevant, your lawyer must also confirm that the home loan has been repaid to the purchasers conveyancers. There is unlikely to be post completion tasks specific conveyancing in Grappenhall.
My fiance and I intend to purchase a newly converted flat in Grappenhall with a homeloan from Halifax.We use our Grappenhall conveyancing practitioner but Halifax informed us his firm is not on their approved list of firms. we are left little option but to use a Halifax panel solicitor or keep our preferred solicitor and pay for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage issued to you is subject to its terms and conditions, a common one being that conveyancers must be on the Halifax conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Halifax
I require quick conveyancing in Grappenhall as I am under pressure to exchange contracts within 2 weeks. Thankfully I do not need a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?
As you are not taking a mortgage you are at free not to have searches conducted although no conveyancer would recommend that you don't. Drawing on our experience of conveyancing in Grappenhall the following are examples of issues that can crop up and adversely impact the marketability of the property: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
How does conveyancing in Grappenhall differ for new build properties?
Most buyers of new build residence in Grappenhall come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because developers in Grappenhall tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Grappenhall or who has acted in the same development.
I have been advised by numerous selling agents in Grappenhall to find a property lawyer using your seach tool. What’s the financial incentive for Estate Agents to offer your services ahead of another?
We refuse to give any financial incentive for directing people our way. We found it would be just too difficult a fee as members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.