Why would I instruct a Great Barr conveyancing company given that national alternatives are cheap by comparison?
To take your time to find compare conveyancing costs in Great Barr and you should seek an affordable fee calculation but don’t be focused with scouring the internet for the lowest priced Great Barr conveyancer. Identifying the right conveyancer can be the distinction between a seamless and a distressing move. It is important that you ensure that you have expert guidance from an experienced conveyancer. Emails can't take the place of a telephone discussion and can never replicate a face to face appointment. Our partner firms will appoint you a qualified and trusted conveyancing solicitor who can tackle your conveyancing from from the outset to completion, providing a level of personalised service that you rarely receive from an online conveyancer. He or She will inform you on progress and keep you informed. If you ever need to phone the office you will be sure who you need to speak to and we'll endeavour to make sure that you're not left wondering what's going on.
The Great Barr conveyancing firm handling our Great Barr conveyancing has spotted a discrepancy between the surveyor’s assumptions in the valuation report and what is in the title deeds. My solicitor says that he must check that the lender is happy with this discrepancy and is still content to lend. Is my conveyancer’s course or action legitimate?
Your lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I own a terraced Edwardian house in Great Barr. Conveyancing solicitor acted for me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Great Barr and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing lawyer who carried out the work.
How does conveyancing in Great Barr differ for newly converted properties?
Most buyers of new build residence in Great Barr come to us having been asked by the seller to sign contracts and commit to the purchase even before the premises is finished. This is because developers in Great Barr usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Great Barr or who has acted in the same development.
I am looking for a leasehold apartment up to £245,000 and identified one close by in Great Barr I like with a park and transport links nearby, however it only has 52 remaining years left on the lease. I can't really find anything else in Great Barr suitable, so just wondered if I would be making a grave error acquiring a short lease?
Should you need a mortgage that many years may be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.