My financial adviser says he needs my Halesowen law firm’s panel member for the Santander conveyancing panel. Can you suggest how I find this out. I have tried my local Halesowen office but they have not responded to me.
The sensible thing to do is ask for this information from your Halesowen conveyancing practitioner . They retain a central record lender panel numbers.
Do the conveyancing practitioners that you recommend handle right to buy conveyancing in Halesowen?
We do have a variety of conveyancing lawyers who can service right to buy transactions Do e-mail the solicitors listed to get a costs calculation.
In what way does my ID and proof of funds have anything to do with my conveyancing in Halesowen? Is this really warranted?
Halesowen conveyancing solicitors and indeed property practitioners throughout the UK have an obligation under money laundering regulations to check the ID of any client in order to ensure that clients are who they say they are.
Conveyancing clients are required to supply two forms of certified ID; proof of identity (usually a Passport or Driving Licence) and proof of address (usually a Utility Bill no more than three months).
Evidence of the origin of monies is also required in compliance with the money laundering statutes as solicitors are duty bound to check that the monies you are utilising to buy a property (whether it be the deposit for exchange or the full purchase monies if you are buying without a mortgage) has originated from an acceptable source (such as employment savings) and is not the proceeds of illegitimate activity.
My Solicitor in Halesowen is not on the Bank of Scotland Conveyancing Panel. Can I still retain my prefered solicitor notwithstanding that they are excluded from the Bank of Scotland panel?
The limited options open to you here include:
- Complete the purchase with your preferred Halesowen solicitors but Bank of Scotland will need to use a lawyer on their list of acceptable firms. This will result in additional overall conveyancing charges as well as result in frustration.
- Get an alternative practitioner to act in the purchase, not forgetting to check they are on the Bank of Scotland panel
My wife and I buying a end of terrace house in Halesowen. Our aim is to carry out an extension to the side at the property.Will legal conveyancing on the property include enquiries to see if these alterations are prohibited?
Your solicitor will review the registered title as conveyancing in Halesowen can on occasion identify restrictions in the title deeds which prevent certain changes or need the consent of a 3rd party. Certain extensions require local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
is it true that all Halesowen conveyancing solicitors on the UBS conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the UBS conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. The majority of mortgage companies do list licenced conveyancers on their panel in which case such firms would be governed by the CLC.
We had instructed conveyancing lawyers with offices in Halesowen on the HSBC solicitor approved list. They are now charging me a separate sum for dealing with the HSBC mortgage. Is this a supplemental conveyancing fee specified by HSBC?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancer may charge a fee for this. This charge is not dictated by HSBC but by your Halesowen lawyer. Plenty of firms on the HSBC panel will charge an ‘acting for lender’ fee and others do not.