I am obtaining a mortgage offer from Nat West. I intend to instruct a Licensed Conveyancer in Halesowen. Does the Nat West Conveyancing panel exclude conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My Halesowen lawyer has identified a discrepancy when comparing the assumptions in the home valuation report and what is revealed within the title deeds. My lawyer informs me that he needs to check that the lender is happy with this discrepancy and is content to go ahead. Is my solicitor’s course or action correct?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
We are due to move property in May. Should my conveyancing solicitor call the removal company on the completion day. On a separate note, can you put forward a removal company in Halesowen. Conveyancing lawyer was organised before I stumbled across your site.
On the afternoon of completion you can pick up the keys from the selling agent however this should only be done after the previous owners lawyers inform the agent that they have the completion monies and the keys can be released. You can inform the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can assist you in choosing a residential property solicitor in Halesowen or a firm that specialises in conveyancing in Halesowen.
When it comes to mortgage companies such as Barclays, do Halesowen property lawyers face an annual charge to be on the list of approved solicitors?
We are unaware of any bank fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I have decided to exercise my right to buy my property in Halesowen off the council. I have a mortgage agreed with Clydesdale. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
My wife and I are downsizing from our property in Halesowen and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A high street Halesowen lawyer would know that there is no such problem. It does beg the question why the buyers used an online conveyancing outfit rather than a conveyancing solicitor in Halesowen. We have lived in Halesowen for three years we know of no issue. Is it a good idea to contact our local Authority to get confirmation need.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
There are a lot of properties in Halesowen on private roads. My partner and I are acquiring such a house. Are there any advantages to buying a house on a private road?
Halesowen conveyancing practices are familiar with dealing houseson private. Your property lawyer should investigate title to identify any rights or responsibilities. It is possible that there is a residents association that proprietors make annual contributions to maintain the road. If there is one, the road will likely be maintained and appear better than council adopted.