We just had an offer accepted to buy with Norwich and Peterborough Building Society. I went into a couple of high street firms yet am struggling to find a Halesworth conveyancing firm on the Norwich and Peterborough Building Society approved list. Can you help?
Please do make the most of the search tool on this site. Please choose the mortgage company and type Halesworth or your location and you will see numerous solicitors offices in Halesworth or near you.
What is the difference between a licensed conveyancer and conveyancing solicitor in Halesworth
There are many registered licenced Conveyancers in Halesworth and Solicitor partnerships in Halesworth offering conveyancing We would stress that both are regulated professionals specialising in the legal work in transferring property. They may both also conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am helping my niece sell her flat in Halesworth. Does the conveyancing solicitor commission an energy performance certificate or it is for the seller to coordinate?
After the demise of Home Information Packs, EPC’s was retained a compulsory component of moving property. An EPC must be commissioned in advance of the property being placed on the market. This is not something that lawyers normally organise. Where you are using a Halesworth conveyancing practitioner they might be willing to arrange energy assessments due to their contacts with long established Halesworth energy assessors
I am due to exchange contracts on my apartment. I had a double glazing fitted in February 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Lloyds are being pedantic. The Halesworth solicitor who is on the Lloyds conveyancing panel is saying indemnity insurance will be fine but Lloyds are requiring a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am close to exchanging contracts on the sale of our property in Halesworth and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A high street Halesworth conveyancer would know this is not the case. For the life of me I don't know why the buyers used an online conveyancing practice rather than a conveyancing solicitor in Halesworth. We have lived in Halesworth for 5 years we know that this is a non issue. Do we get in touch with our local Authority to seek clarification need.
It would appear that you have a conveyancing firm already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Are there restrictive covenants that are commonly identified as part of conveyancing in Halesworth?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Halesworth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been on the look out for a leasehold apartment up to £195,000 and found one round the corner in Halesworth I like with a park and station nearby, the downside is that it only has 61 years unexpired on the lease. There is not much else in Halesworth in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
If you require a mortgage that many years may be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.