We had appointed conveyancing lawyers locally in Halstead on the Aldermore solicitor approved list. They are now charging me an additional fee for handling the Aldermore mortgage. Is this an additional conveyancing fee set by Aldermore?

Provided it is contained in their Terms and Conditions or Quote then yes your property lawyer can charge a fee for this. This fee is not dictated by Aldermore but by your Halstead conveyancing practitioner. Some firms on the Aldermore panel will quote an ‘acting for lender’ fee and others do not.

I'm in the process of looking at apartments in Halstead and I am about to put in an offer. Should I already have a conveyancing practitioner appointed at this stage? I will be getting a mortgage with Lloyds.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are getting a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.

Planning on purchasing a maisonette in Halstead. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Halstead lawyer is on the Yorkshire BS conveyancing panel.

I need some quick conveyancing in Halstead as I am faced with a deadline to exchange contracts inside one month. Fortunately I do not require a mortgage. Can I decline from having conveyancing searches to save money and time?

If.Given you are not getting a home loan you have the choice not to do searches although no law firm would recommend that you don't. With plenty of history conveyancing in Halstead the following are instances of issues that can crop up and therefore impact the marketability of the property: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...

I have been on the look out for a ground for flat up to £235,500 and identified one close by in Halstead I like with open areas and railway links nearby, however it only has 52 remaining years left on the lease. There is not much else in Halstead in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a mortgage the shortness of the lease may be problematic. Reduce the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

I am a sole trader hoping to lease a unit on the high street. Can you recommend lawyers offering no-sale-no costs for non-domestic conveyancing in Halstead for less than 2k?

We can recommend firms who have specialist knowledge of commercial conveyancing in Halstead, including the disposal and purchase of businesses as well as simply premises. Whether you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right solicitor. As for the charges these will vary based on the structure and heads of terms of the proposed transaction. Please provide us with your contact information or telephone us so that we may furnish you with a detailed commercial conveyancing calculation.

There are only 72 years unexpired on my flat in Halstead. I am keen to extend my lease but my freeholder is missing. What are my options?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. However, you will be required to demonstrate that you have made all reasonable attempts to find the lessor. For most situations a specialist should be useful to carry out a search and to produce a report which can be used as proof that the freeholder is indeed missing. It is advisable to get professional help from a property lawyer both on investigating the landlord’s disappearance and the vesting order request to the County Court covering Halstead.

Halstead Conveyancing for Leasehold Flats - Sample of Questions you should consider before Purchasing

Can you inform me if there are any major works in the near future that will likely increase the maintenance costs? How much is the ground rent and service charge?