I am in the throes of swapping over from my current homeowner home loan to a Buy to Let Barclays Direct mortgage. I have been informed by my broker that I require a conveyancer as part of the process. I got in contact with my previous Herefordshire conveyancing practitioner who who did the conveyancing when I originally acquired the premises. The fee calculation sent of £450 plus VAT has taken me by surprise as I am not require purchase conveyancing - it’s simply a bog-standard refinance.
The costs illustration is slightly on the steep side. If you shop around you might get the conveyancing a bit cheaper by as much as £100 plus VAT. That being said, assuming were pleased with the conveyancing the firm provided you maylive to regret choosing an an unknown lawyer. If is important to enquire that the firm can also act for Barclays Direct. You can utilise our search tool to select a Herefordshire conveyancing firm on the Barclays Direct approved list of lawyers, which can often include conveyancing solicitors in Herefordshire.
I am selling our property in Herefordshire and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Herefordshire conveyancer would know this is not the case. It does beg the question why the buyers used an online conveyancing practice as opposed to a conveyancing solicitor in Herefordshire. Having lived in Herefordshire for six years we know that this is a non issue. Do we get in touch with our local Authority to seek clarification need.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
four months have elapsed since my purchase conveyancing in Herefordshire concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the advice of my in-laws I had a survey completed on a house in Herefordshire prior to instructing solicitors. I have been advised that there is a flying freehold element to the property. My surveyor has said that some lenders will refuse to grant a mortgage on this type of house.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you e-mail us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Herefordshire. Conveyancing will be smoother if you use a solicitor in Herefordshire especially if they regularly deal with such properties in Herefordshire.
Me and my husband have just had an offer accepted on a house and had an appointment on Tuesday with Nationwide for the mortgage. They have informed me that when it comes to appointing a lawyer that unless they are on their approved list of conveyancers then we will be subject to an an extra charge of about two hundred pounds. This is is due to the fact that they would then have to select a solicitor to act for them as well as the one we select for ourselves and we will be on the hook for their invoice. I have requested Nationwide to supply me with a list so I can obtain estimates only from their approved lawyers but was told they dont have such a list to hand over. What would be the best way of going about this?
You can enquire of Nationwide what their panel criteria is for a solicitor.Then ask the solicitor of your choice whether they fit that criteria and have they acted on loans for Nationwide historically. If the answer to those is yes, then just double check with Nationwide. Another option is to use our search tool and we should be able to identify a lawyer in Herefordshire on the approved list for Nationwide.