I require conveyancing for an apartment in a fairly new development (five years old) in Holsworthy. The vast majority the appartments are already disposed of. Is it strictly necessary to order neighbourhood searches for my conveyancing in Holsworthy?

A big part of the Holsworthy legal transfer of property is the conveyancing searches. There are numerous companies who offer Holsworthy conveyancing searches, as well straight from the local authority. These are generally termed personal search organisation due to them carrying out, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must obtain their data from the local authority.

I am considering applying for a Kent Reliance mortgage for purchase of a newly converted (under development) in Holsworthy with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Kent Reliance ?

There is nothing to stop you using your solicitor, but Kent Reliance will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

My wife and I buying a 4 bedroom semi-detached house in Holsworthy. Our aim is to an extension at the rear at the property.Will the conveyancing process involve enquiries to determine if these works are allowed?

Your property lawyer should review the registered title as conveyancing in Holsworthy can on occasion identify restrictions in the title deeds which prevent categories of changes or need the permission of a 3rd party. Some extensions require local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.

We have agreed to purchase a house in Holsworthy. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?

Given that your lender is Co-operative your lawyer must comply with the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for Co-operative. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and solicitors are required to report to Co-operative where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties nationwide and is not limited to Holsworthy.

I have finally had an offer on a flat in Holsworthy accepted, but there is a chain. The sellers have put an offer on a property, however it’s not yet agreed to, and are looking at other apartments in the pipeline. I have instructed a high street conveyancing solicitor in Holsworthy. What should be my next step? When should I get the mortgage application with RBS started?

It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then survey, Holsworthy conveyancing search costs, etc). First, you must ensure that your property lawyer is on the RBS approved list. Concerning the next steps this very much dictated by the specifics of your case, desire for the property and on the state of the market. During a rising market the majority of purchasers will apply for a home loan with RBS and pay for the valuation and only if it was satisfactory would they request their conveyancer to proceed with searches.

I need some quick conveyancing in Holsworthy as I have pressure to complete in less than 2 weeks. A home loan is not required. Can I avoid the conveyancing searches to save money and time?

As you are not taking a home loan you are at free not to have searches conducted although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Holsworthy the following are examples of issues that can appear and adversely impact future saleability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...

The estate agent has sent us the confirmation of our purchase of a new build flat in Holsworthy. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Holsworthy

Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?