How do I find the right lawyer to give a 1st class service for my conveyancing in Hungerford?
Option 1 is to ask relatives who they would recommend.
Option 2 is to use a comparison service on the web for conveyancing in Hungerford. Phone a couple or more firms listed and invite them to forward you their conveyancing charges and discuss your needs with the solicitor who will oversee the legal process beforemaking your choice.
Option 3 is to make use of our search tool to help you find the right solicitors for you based on your individual requirements including location,timings, complications and who your intended mortgage company is. Avoid the trap of appointing ninety nine pound conveyancing in Hungerford
I am getting closer to an exchange on a house in Hungerford and my mum and dad have sent the 10% deposit to my solicitor. I am now advised that as the deposit has been sent from someone other than me my property lawyer needs to make a notification to my mortgage company. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is not just from me. I informed the bank about my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
Your conveyancer is obliged to check with lender to make sure that they know that the balance of the purchase price is not from your own funds. The solicitor can only reveal this to your lender if you agree, failing which, your lawyer must cease to continue acting.
Can I use your services to recommend a Conveyancing solicitor in Hungerford even if I’m not buying or selling a house, for example where I intend to acquire an office in Hungerford with a loan from Birmingham Midshires?
Our comparison service is mainly utilised to get a quote from residential conveyancing solicitors in Hungerford but we have listed towards the end of this page some Hungerford commercial conveyancing firms. You should speak with the firm directly to establish if they are also authorised to represent Birmingham Midshires
I recently had an offer accepted on an apartment in Hungerford. My mortgage broker suggested a property lawyer. I paid an advanced payment of £150. Soon after, the lawyer contacted me embarrassingly acknowledging that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I was told three weeks ago that my mortgage has been agreed to by Barclays. Is it usual for Barclays to only issue the offer once my solicitor in Hungerford is approved on their conveyancing panel? Barclays have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have instructed a Hungerford lawyer having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hungerford surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Given that I will soon part with £400,000 on 3 bedroom house in Hungerford I would like to have a conversation with the solicitor about myconveyancing prior to instructing the firm. Can this be arranged?
This is something that we encourage - we would be pleased to talk to you we do not take any clients on without you first talking to the solicitor who will be doing your property ownership legalities in Hungerford.There is no ‘factory style conveyancing’ - every client is an important person, not a matter number. The solicitors that we put you in touch with believe that the fees you are quoted for your conveyancing in Hungerford should be the figure that you are charged.