I am searching for value for money conveyancer. Should I go for for a nationwide conveyancer or a family Isle of Sheppey conveyancing solicitor?

Established third party relationships are another important factor to consider when choosing conveyancing solicitors. Isle of Sheppey conveyancers enjoy connections with financial advisers and Isle of Sheppey, local authorities, valuers and other conveyancing firms meaning the whole process is going to be much smoother for you. Hosting specialist experience in the local area is an advantage.

I am buying a house mortgage free in Isle of Sheppey. I have lived for the previous 15 years in Isle of Sheppey. Conveyancing searches are exorbitant. Given that I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?

Provided that you do not need a home loan, then almost all of the Isle of Sheppey conveyancing searches are non-obligatory. Your lawyer will 'advise', perhaps strongly, that you should have searches done, but she has a professional duty to do this. One thing to consider; if you are intend to sell the house in the future, it may be of relevance to your prospective buyer what the searches reveal. On occasion premises with functional issues can still throw up unfavourable search results. A competent conveyancing solicitor in Isle of Sheppey will provide you some sensible advice here.

I have justbeen informed that Wolstenholmes have closed. They carried out my conveyancing in Isle of Sheppey for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?

The quickest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Isle of Sheppey conveyancing specialists.

Planning to sign contracts shortly on a leasehold property in Isle of Sheppey. Conveyancing lawyers have said that they report fully within the next couple of days. What should I be looking out for?

Your report on title for your leasehold conveyancing in Isle of Sheppey should include some of the following:

Repair and maintenance of the flat Are pets allowed in the flat? Whether the lease restricts you from letting out the property, or having a home office for business It needs to be made clear to you if the lease permits you to add or improve anything in the property- you should know whether it applies to all alterations or limited to structural alteration, and whether permission is required

I invested in buying a garden flat in Isle of Sheppey, conveyancing formalities finalised May 2005. Can you please calculate a probable premium for a statutory lease extension? Equivalent flats in Isle of Sheppey with an extended lease are worth £206,000. The average or mid-range amount of ground rent is £45 per annum. The lease terminates on 21st October 2091

With only 66 years left to run we estimate the price of your lease extension to span between £12,400 and £14,200 plus costs.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. You should not use this information in tribunal or court proceedings. There may be other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first seeking the advice of a professional.

Our conveyancer in Isle of Sheppey has identified a defect with the lease for the property we are buying in Isle of Sheppey. The other side have suggested defective title insurance as a solution. We are happy with insurance and will cover the costs. Our lawyer says that as he is on the mortgage company conveyancing panel he must check that the lender is happy with this solution. Are we the client or is the lender?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the lender are the client. A precondition to being on the lender approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.