I am need of leasehold conveyancing for a flat in a relatively new development (five years built) in Kensal Rise. 95% of the flats have already been occupied. Do I need carry out the conveyancing searches for my conveyancing in Kensal Rise?
Conveyancing Searches are a critical link in the Kensal Rise conveyancing process. There are a large number of companies delivering Kensal Rise conveyancing searches, as well straight from the local authority. These are usually referred to as personal search companies and they produce, not surprisingly, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must obtain their data from the local authority.
It is 10 years ago since I purchased my home in Kensal Rise. Conveyancing lawyers have recently been instructed on the sale but I am unable to track down my title deeds. Is this a major issue?
You need not be too concerned. Firstly there is a chance that the deeds will be kept by the mortgage company or they may still be with the lawyers who acted in the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Kensal Rise relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
I am planning to acquire a flat and require a conveyancing solicitor in Kensal Rise who is on the The Mortgage Works conveyancing. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Mortgage Works in certain locations such as Kensal Rise. We dont recommend any particular firm.
I am currently in the process of buying my council flat in Kensal Rise. I have a mortgage offer with Nationwide. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
The formalities of my remortgage has taken place for my property in Kensal Rise. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Intending to buy a house in Kensal Rise. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Kensal Rise conveyancing practitioner is on the Clydesdale conveyancing panel.
In my capacity as executor for the will of my aunt I am selling a house in Cardiff but I am based in Kensal Rise. My conveyancer (based 260 miles from merequires that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing lawyer in Kensal Rise to witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Kensal Rise based