My nephew is in the process of securing a new build apartment in Keswick with a mortgage from HSBC. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the HSBC conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the HSBC conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Do commercial conveyancing searches reveal impending roadworks that could impact a commercial site in Keswick?
Many commercial conveyancing solicitors in Keswick will order a SiteSolutions Highways report as it reduces the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Keswick. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Keswick.
For each commercial conveyancing transaction in Keswick it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may result in delays to Keswick commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Keswick.
Are there restrictive covenants that are commonly identified as part of conveyancing in Keswick?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Keswick. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a property in Keswick before instructing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor has said that some lenders may not give a mortgage on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Keswick. Conveyancing will be smoother if you use a solicitor in Keswick especially if they regularly deal with such properties in Keswick.
As co-executor for the will of my grandmother I am disposing of a house in Monmouth but reside in Keswick. My solicitor (who is 200 miles from meneeds me to execute a statutory declaration ahead of completion. Could you suggest a conveyancing lawyer in Keswick who can attest this legal document for me?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are based in Keswick