My previous conveyancer has sent a quote for £1700 for no sale no fee conveyancing in Kingston upon Thames. I’m looking to sell a Victorian house for £150,000. Are the quoted fees excessive? Is it above what I should be paying for conveyancing in Kingston upon Thames?
The charges are a little high. If you shop around you may be able to get the conveyancing a bit cheaper by say £100 plus VAT. That being said, you maylive to regret opting for an an untested solicitor. Remember to be sure that the solicitor can act for your mortgage company. Do use our search tool to select a Kingston upon Thames conveyancing practice on the lender’s conveyancing panel which can often include conveyancing solicitors in Kingston upon Thames.
I am assisting my aunt sell her house in Kingston upon Thames. Does the solicitor commission an EPC or should I organise this?
After the demise of Home Packs, energy performance certificates was retained a required element of moving house. An energy performance certificate needs to be to hand before the property is advertised. It is not as aspect of the sale process that law firms normally organise. Where you are instructing a Kingston upon Thames conveyancing practitioner they might be able to arrange EPC’s due to their contacts with long established local providers
We were going to get a DIP from Santander this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Santander recommend any Kingston upon Thames solicitors on the Santander conveyancing panel, or is it better to go independently?
You will need to appoint Kingston upon Thames solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
The mortgage over my property is with Virgin Money for my property in Kingston upon Thames. Conveyancing was finalised 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Virgin Money?
You must advise Virgin Money in advance of renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. It should not be necessary to do this via a Virgin Money conveyancing panel firm.
A relative suggested that where I am purchasing in Kingston upon Thames I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Kingston upon Thames conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Kingston upon Thames around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Kingston upon Thames Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data concerning Kingston upon Thames.
I purchased a 4 bedroom Edwardian house in Kingston upon Thames. Conveyancing solicitor represented me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kingston upon Thames and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who carried out the work.
What does commercial conveyancing in Kingston upon Thames cover?
Kingston upon Thames conveyancing for business premises incorporates a wide range of guidance, provided by qualified solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.