We are buying a 2 bedroom flat in Leven with a mortgage. We like our Leven lawyer, however the lender says he's not on their "panel". We have to appoint one of the lender panel firms or keep our Leven solicitor as well as pay for one of their panel firms to act for them. This seems very unfair; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Leven conveyancing solicitor to apply to be on the conveyancing panel.
My mortgage company has suggested solicitors on their panel based in Leven but I would rather choose a conveyancing lawyer in Leven or nearer to where I live. Are you able to help?
Not all Leven conveyancing firms are listed all lender’s conveyancing panel. Use the above find an approved solicitor tool to locate a Leven conveyancing conveyancer on the on the lender panel.
A colleague informed me that in buying a property in Leven there could be various restrictions affecting the ability to carry out external changes to the property. Is this right?
There are anumerous of properties in Leven which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Leven should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
When it comes to lenders such as HSBC, do Leven lawyers incur a yearly amount to be on the list of approved solicitors?
We are not aware of any bank fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
Does a directory service exist listing Nationwide panel conveyancers in Leven on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings visible on the web. Where you are seeking to appoint a Leven conveyancer on the Nationwide please make the most of our tool.
Hoping to buy a property located in Leven and I am already nervous. I couldn't find anything specific about Leven. Conveyancing will be needed in due course but do you know about the Leven area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Leven. In the meantime here are some basic statistics that we found
What do I do if I am not happy with the property lawyer who undertook our conveyancing in Leven?
We live in an imperfect world, and unfortunately occasionally things do go wrong. However there is recourse if you were dissatisfied with your conveyancing in Leven. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their regulator. If you remain unhappy you may consider enlisting the help of the Legal Ombudsman.