I am hoping to receive a mortgage offer from Nat West. I hope to instruct a Licensed Conveyancer in Markyate. Does the Nat West Conveyancing panel exclude Licensed Conveyancers?

The Nat West approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

Do lenders provide you with an approved list of Markyate conveyancing solicitors? How do you know who is on the RBS conveyancing panel?

Markyate conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.

I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when acquiring a house in Markyate? or Apparently there is historic law that could mean that owners of property residing in a parish church boundary will be compelled to contribute towards repairs towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Markyate?

Unless a previous purchase of the premises took place post 12 October 2013 you can assume that conveyancing practitioners carrying out conveyancing in Markyate to continue to advocate a chancel search and or chancel repair liability policy.

I am buying a new build flat in Markyate. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Markyate

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

My fiance and I may need to let out our Markyate 1st floor flat temporarily due to a new job. We used a Markyate conveyancing firm in 2004 but they have closed and we did not think at the time seek any guidance as to whether the lease permits subletting. How do we find out?

A small minority of properties in Markyate do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.

Leasehold Conveyancing in Markyate - A selection of Queries Prior to buying

How much is the ground rent and service charge? Is the freehold reversion owned collectively by the leaseholders? Best to be warned if window replacement or some other major work is due shortly that will be shared amongst the tenants and may well dramatically increase the the service charges or require a one off invoice.