It is 10 years ago since I acquired my property in Mobberley. Conveyancing solicitors have now been appointed on the sale but I can't track down my title documents. Is this a problem?

Don’t worry too much. Firstly there is a chance that the deeds will be retained by your lender or they could be in the possession of the lawyers who acted in your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Mobberley involves registered property but in the rare situation where your home is not registered it is more of a problem but is resolvable.

Do I have to pop into the offices of the solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Mobberley so that I can attend their offices if necessary.

Whereas this was necessary twenty years ago, most lenders no longer need their conveyancing panel solicitor to witness the mortgagors signature. It will still be necessary for you to provide identification documents and there are still distinct benefits to choosing a locally based practitioner, in your situation a conveyancing solicitor in Mobberley.

I've recently found out that there is a flying freehold element on a property I put an offer in last month in what should have been a straight forward, no chain conveyancing. Mobberley is the location of the property. Is there any guidance you can give?

Flying freeholds in Mobberley are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Mobberley you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mobberley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm remortgaging my existing property to a BTL mortgage with Nottingham Building Society and I will use the rest of the raised equity towards another property. The area we are looking at is Mobberley. Will your solicitors be able to act for the two lenders and tie in the conveyances?

Do use our comparison tool on this page to ensure that the solicitors are approved by both mortgage companies. Having checked that they are the conveyancer will be able to connect the two transactions but you should have a chat with you lawyer and communicate your desired outcome and needs.

Can you offer any advice when it comes to finding a Mobberley conveyancing firm to carry out our lease extension conveyancing?

If you are instructing a solicitor for your lease extension (regardless if they are a Mobberley conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We recommend that you make enquires with two or three firms including non Mobberley conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be of use:

If they are not ALEP accredited then why not? What volume of lease extensions has the firm conducted in Mobberley in the last 12 months?

Mobberley Leasehold Conveyancing - Examples of Queries Prior to Purchasing

How much is the maintenance charge and ground rent on the apartment? For many Mobberley leaseholds the cost for major works tend not to be included within service charges, although some managing agents in Mobberley obliged leasehold owners to contribute towards a reserve fund and this is used to offset against major works.