We wanted to use a conveyancing solicitor in Mudeford for our house purchase. Our financial adviser has since notified us that our bank Godiva Mortgages Ltd won't deal with them. Why is this not regarded as unfair competition?

A mortgage company may direct that a panel solicitor act for it. You would be liable to bear the charges for this. Do use our tool to get a quote from a solicitor to carry conveyancing in Mudeford on the Godiva Mortgages Ltd approved list of solicitors.

How can we tell if a Mudeford conveyancing solicitor on the Lloyds panel is any good?

When it comes to conveyancing in Mudeford obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor conducting your conveyancing.

It is unclear whether my lender requires a lease extension. I have called into my local Mudeford bank branch on a couple of occasions and was told it wasn't an issue and they would lend. My Mudeford conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend based on their published requirements. I have no idea who is right.

Your conveyancer must comply with the Council of Mortgage Lenders’ Handbook section two specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

After weeks of negotiation I have agreed a price on a house in Mudeford. My mortgage broker pressured me to appoint their solicitor. I paid an on account payment of £175. A couple of days later, the lawyer called me sheepishly admitting that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what should have been a straight forward, chain free conveyancing. Mudeford is where the house is located. Is there any advice you can give?

Flying freeholds in Mudeford are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mudeford you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mudeford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I need to instruct a conveyancing solicitor in Mudeford for my purchase. Is there any facility to see a solicitor's complaints history with the legal regulator?

You can review documented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. For information Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training purposes.

Should I cancel my mortgage payments with Aldermore as soon as a completion date for my sale in Mudeford has been set?

You are best advised to keep meeting any mortgage payments to Aldermore pending the mortgage being discharged on completion as part of your Mudeford conveyancing.