My solicitor has identified a a legal deficiency with the lease for the flat we are buying in Newark. The other side have put forward defective title insurance as a workaround. We are happy with insurance and will pay for it. Our conveyancing practitioner has advised that he must check that the mortgage company is content with this solution. Are we the client or is the lender?

Regardless of the fact that you have a mortgage offer from the lender does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. These conveyancing instructions must be adhered to.

What can a local search reveal about the house we're buying in Newark?

Newark conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company such as Searchflow The local search plays a central role in many a Newark conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search will supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

Just acquired a terraced house in Newark , how long should it take for the Land Registry to register my ownership? My Newark conveyancing solicitor works at snail pace, so I want to be sure the post completion formalities are addressed.

There is nothing unique when it comes to conveyancing in Newark registration formalities. Rather than based on location, timescales can differ subject to the party submitting the application, whether there are errors and if the Land registry must send notices to any interested parties. At present roughly three quarters of submission are fully addressed within two weeks but some can be subject to longer hold-ups. Registration occurs once the buyer has moved in to the property so an expedited registration is not typically an essential issue but where it is urgent that the the registration takes place urgently then you or your lawyers should contact the land registry and explain the circumstances.

Just had an offer accepted on a new build flat in Newark. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Newark

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision.

We are about to buying a apartment in Newark. Can the property lawyer keep the amount we are are buying for confidential from the likes of Zoopla. How can this be done?

The Land Registry by statute are bound to specify price paid information on a register of the title for domestic properties nationwide including homes in Newark. The register of title is an open document, so HMLR would be breaking the law if they failed to allow access to the register.

In essence you can make a request of the Land Registry to hide the price paid entry but the response will be in the negative.