My fiance and I are refinancing our apartment in Norfolk Broads with Nottingham. We have a son 19 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is repossessed. I have two questions (1) Is this form unique to the Nottingham conveyancing panel as he never had to sign this form when we purchased 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nottingham. This is solely used to protect Nottingham if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nottingham had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Finally the sale completed on my house in Norfolk Broads last January but my buyer keeps calling me complaining that his conveyancer needs to hear from myconveyancer. What should have happened now that I have sold?
Post completion of your house sale your solicitor should send the transfer documentation and all of the paperwork to the purchaser's conveyancer. If applicable, your solicitor should also evidence that the mortgage has been paid off to the buyers conveyancers. There are no post completion procedures peculiar conveyancing in Norfolk Broads.
Is there a search tool that I can use to check that the solicitor carrying out my conveyancing in Norfolk Broads is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for National Westminster Bank thus spending £175.00 in another set of legal charges.
Please do take advantage of the find a lender approved solicitor tool on this web page. Pick the lender and type ‘Norfolk Broads’ or your preferred area and you will see a number of lawyer based in Norfolk Broads or near you.
My wife and I are close to exchanging contracts on the sale of our home in Norfolk Broads and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers are using a factory type conveyancing firm rather than a conveyancing solicitor in Norfolk Broads. We have lived in Norfolk Broads for six years we know of no issue. Is it a good idea to contact our local Authority to get confirmation need.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I have justfound out that Action Conveyancing have been shut down. They carried out my conveyancing in Norfolk Broads for a purchase of a leasehold flat 12 months ago. How can I check that my home is registered correctly in the name of the previous owner?
The quickest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Norfolk Broads conveyancing specialists.