My fiance and I are hoping to purchase a home in Northwood and are in fact using a Northwood conveyancing firm. Within the past 48 hours our solicitor has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. HSBC Bank have this evening contacted us to inform me that they have now hit a problem as our Northwood conveyancer is not on their approved list of lawyers. Is this a problem?
When purchasing a property with the benefit of a mortgage it is usual for the purchasers' solicitors to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the bank's conveyancing panel as you are at liberty to use your preferred Northwood lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another lawyer into the mix.
We are buying a flat and require a conveyancing solicitor in Northwood who is on the Bank of Ireland solicitor panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Northwood.
There are numerous conveyancing solicitors in Northwood but how do I know who I should use?
We would encourage you not to base your choice on the cheapest Northwood conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
My stepmother pointed out to me me that in purchasing a property in Northwood there may be various restrictions as to what one can do in terms of external alterations to a property. Is this right?
We are aware of a number of properties in Northwood which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Northwood should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are purchasing a 3 bedroom semi in Northwood. Our aim is to carry out an extension to the side at the house.Will legal investigations on the property include enquiries to see if these alterations were previously refused?
Your solicitor will check the deeds as conveyancing in Northwood will occasionally identify restrictions in the title deeds which prohibit categories of works or require the permission of another owner. Many additions call for local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
How do I use your search facility to locate a conveyancing practitioner in Northwood on the authorised to act for my mortgage?
1st select a bank such as Halifax, Chelsea Building Society or Godiva Mortgages Ltd then choose your location e.g. Northwood. Conveyancing practices in Northwood and further afield should be identified.
I need to find a conveyancing solicitor for remortgage conveyancing in Northwood. I happened to discover a web site which seems to have the perfect offering If there is a chance to get all the legals done via email that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?