Are the Ongar conveyancing solicitors identified as being on the RBS conveyancing panel, together with their details provided by RBS?
Ongar conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
My brother-in-law has suggested I instruct a conveyancing solicitor in Ongar. I I would like to check whether they are on the Chelsea Building Society approved list of lawyers. Could you advise?
The first thing you should do is call the lawyer and enquire whether they are on the lender panel. Otherwise you should call Chelsea Building Society who may be able to help.
A relative advised me that where I am purchasing in Ongar I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your Ongar conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Ongar around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Ongar Education with plans and statistics, Local Amenities and other useful information concerning Ongar.
Due to the guidance of my in-laws I had a survey completed on a house in Ongar prior to instructing solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some banks will not grant a loan on this type of home.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Ongar. Conveyancing will be smoother if you use a solicitor in Ongar especially if they regularly deal with such properties in Ongar.
Am I better off to use a Ongar conveyancing practitioner who is local to the property I am hoping to buy? I have an old university friend who can perform the legal formalities but his firm is located 300miles drive away.
The benefit of a high street Ongar conveyancing firm is that you can visit the firm to sign paperwork, deliver your ID and pester them if necessary. They will also have local knowledge which is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and they were impressed that must surpass using an unknown Ongar conveyancing lawyer just because they are round the corner.