I plan on purchasing a maisonette in Peckham. My lawyer is not listed on the mortgage company solicitor list. Am I still permitted to appoint my Peckham conveyancing solicitor notwithstanding that they are not on the mortgage company list of approved lawyers?

One will need to have a lawyer to deal with the formalities when you take out a loan to purchase your property. The conveyancing practitioner will carry out all the relevant investigations on the property, make sure that you will be registered as proprietor and ensure that all the necessary mortgage documentation is dealt with. One may appoint a Peckham property lawyer of your choice. Nevertheless, where the solicitor selected is not a member of the bank solicitor panel supplemental costs will arise as separate legal representation will be need by the bank. Bank panel applications may be submitted, so provided your lawyer has not in the past sought membership they can do so.

As I am unsure how the conveyancing bit works what is the most important piece of guidance you can impart concerning purchase conveyancing in Peckham?

You may not hear this from too many lawyers but conveyancing in Peckham and elsewhere in South East London is often a confrontational experience. Put another way, when it comes to conveyancing there exists lots of opportunity for confrontation between you and others involved in the house moving process. E.g., the vendor, selling agent and sometimes your mortgage company. Selecting a lawyer for your conveyancing in Peckham an important selection as your conveyancer is your adviser, and is the ONLY person in the process whose role it is to protect your best interests and to protect you.

On occasion a potential adversary may attempt to persuade you that it is in your interests to do things their way. For example, the property agent may claim to be helping by suggesting your lawyer is dragging his heels. Or your financial adviser may tell you to do something that is contrary to your conveyancers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I completed on my apartment on 12 October and the transaction details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Peckham advises it will be recorded in a couple of weeks. Are titles in Peckham particularly slow to register?

There is nothing unique about conveyancing in Peckham registration formalities. As opposed to being determined by geographic area, timescales can adjust depending on who lodges the application, whether there are errors and if the Land registry need to notify any third persons or bodies. As of today roughly 80% of such applications are completed in less than three weeks but occasionally there can be protracted delays. Registration is effected once the purchaser has moved in to the property therefore an expedited registration is not typically primary concern yet where there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.

How easy is it to use your search tool to select a conveyancing practitioner in Peckham on the approved list for my lender?

1st pick a bank such as Nationwide Building Society, The Mortgage Works or TSB then type in your location a common one being Peckham. Conveyancing firms in Peckham and further afield should be shown.

Are there any apps to help search for a Peckham conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to twentykilometers to attend the conveyancer.

You can use the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Peckham and you will see a number of lawyer located nearest Peckham. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.