I sincerely hope you can assist me. My Robin Hoods Bay lawyer is assuring me that he is legally obliged toorder Robin Hoods Bay conveyancing searches becausethe firm are on the Nat Westapproved lawyer panel. These Robin Hoods Bay searches cost a lot of money can this be avoided?
You have limited options available to you. As you are taking a mortgage with a mortgage company your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Robin Hoods Bay conveyancing searches.
We are planning to acquire a property and require a conveyancing solicitor in Robin Hoods Bay who is on the HSBC approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Robin Hoods Bay.
We were going to get a AIP from Lloyds this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Lloyds recommend any Robin Hoods Bay solicitors on the Lloyds conveyancing panel, or is it better to go independently?
You will need to appoint Robin Hoods Bay solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.
I have decided to exercise my right to buy my property in Robin Hoods Bay off the council. I have a mortgage offer with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
Intending to buy a maisonette in Robin Hoods Bay. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Robin Hoods Bay conveyancer is on the Leeds Building Society conveyancing panel.
I opted to have a survey carried out on a house in Robin Hoods Bay prior to appointing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies will refuse to issue a loan on this type of premises.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Robin Hoods Bay. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Robin Hoods Bay to see if the conveyancing costs will increase in light of this.
What does commercial conveyancing in Robin Hoods Bay cover?
Non domestic conveyancing in Robin Hoods Bay incorporates a wide range of advice, offered by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.