Would the conveyancing solicitors listed on your site handle right to buy conveyancing in Rotherhithe?
We do have a variety of conveyancing lawyers carrying out right to buy conveyancing Please e-mail the solicitors listed with a view to get a costs calculation.
I have a decision in principle. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel lawyer as I would much rather appoint a Rotherhithe based conveyancing firm?
You should check but the chances are that appoint one of their panel conveyancers if you accept the "fee-free" offer. Speak to the mortgage company to ask if they offer you a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Rotherhithe.
When it comes to mortgage companies such as Barclays, do Rotherhithe property lawyers incur an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
I have a mortgage with Clydesdale for my property in Rotherhithe. Conveyancing was finalised 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Clydesdale?
Clydesdale must be informed of your intention prior to renting your property as this is likely to be a breach of Clydesdale’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. It should not be necessary to do this via a Clydesdale conveyancing panel firm.
I was told three weeks ago that my mortgage has been agreed to by Leeds Building Society. Is it usual for Leeds Building Society to only issue the offer once my solicitor in Rotherhithe is approved on their conveyancing panel? Leeds Building Society have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
What will a local search tell me about the house my wife and I buying in Rotherhithe?
Rotherhithe conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for instance Onsearch The local search is essential in every Rotherhithe conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your property. The search should supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
We're new on the property ladder - had an offer accepted, but the selling agent has warned us that the seller will only proceed if we instruct the agent's preferred lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street conveyancer used to conveyancing in Rotherhithe
It is improbable the owners are driving this. Should the seller require ‘a quick sale', taking such a hostile approach to a genuine purchaser is not the way to achieve this. Contact the sellers directly and explain that (a)you are motivated purchasers (b)you are ready to go, with finances in place © you do not need to sell (d) you wish to move quickly (e)however you are going to appoint your preferred Rotherhithe conveyancing firm - rather thanthe ones that will provide the negotiator at the agency a kickback or achieve conveyancing targets pre-set by corporate headquarters.