We are about to complete on the purchase of a property in Salcombe but as a result of wreckage from the recent storms I have was able negotiate reparation from the seller in the sum of three thousand pounds in the form of a adjustment in the price. This was going to be addressed as part of the conveyancing process yet Nationwide will not permit this. Should they have been notified?

Your conveyancer that is on a Nationwide conveyancing panel is duty bound to disclose to Nationwide of any amendments to the purchase price. If you prohibit your property lawyer to disclose the reduction to Nationwide then they would have to discontinue acting for you. In addition, Nationwide and you would have to appoint a new lawyer for your conveyancing in Salcombe.

A relative informed me that in purchasing a property in Salcombe there may be a number of restrictions preventing external changes to the property. Is this right?

We are aware of a number of properties in Salcombe which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Salcombe should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My wife and I buying a terrace house in Salcombe. Our aim is to convert the garage to a playroom at the property.Will legal work on the property involve checks to ascertain if these alterations are prohibited?

Your property lawyer should check the deeds as conveyancing in Salcombe can sometimes reveal restrictions in the title documents which prohibit certain works or necessitated the permission of another owner. Certain works need local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.

My partner and I have arranged a further advance on our home loan from Nationwide as we intend to conduct improvements to our house in Salcombe. Are we obliged to choose a nearby Salcombe solicitor on the Nationwide conveyancing panel to handle the legals?

Nationwide don't usually instruct firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide list.

I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a residence in Salcombe? or Apparently there is a law dating back centuries that means some homeowners living in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this relevant for conveyancing in Salcombe?

Unless a prior purchase of the house took place post 12 October 2013 you could expect solicitors conducting conveyancing in Salcombe to continue to recommend a chancel search and or insurance against a claim.

I need to retain a conveyancing solicitor for leasehold conveyancing in Salcombe. I have stumble across a site which seems to have the ideal answer If there is a chance to get all the legals completed via phone that would be preferable. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I have been recommended a conveyancing solicitor in Salcombe. I I would like to check if they are listed on the bank's approved list of lawyers. Can you help?

It’s a good idea phone your lawyer to check if they are on the bank's approved list. If that does not help get in touch with us and we can make some checks for you. Should the firm not be on the bank panel we can certainly arrange a specialist conveyancing solicitor in Salcombe on the approved list for your lender.