My brother-in-law has suggested I instruct a conveyancing solicitor in Saundersfoot. I I would like to check whether they are accepted on the Britannia approved list of lawyers. Can you advise?

The first thing to do is contact your solicitor and enquire whether they are on the lender panel. Otherwise you can get in touch with Britannia who may be able to confirm.

Do I need to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a property in Saundersfoot?

Unless a previous purchase of the house completed post 12 October 2013 you may expect conveyancing practitioners handling conveyancing in Saundersfoot to remain encouraging a chancel search and or chancel repair liability insurance.

Due to the input of my in-laws I had a survey completed on a house in Saundersfoot before appointing solicitors. I have been advised that there is a flying freehold element to the property. My surveyor has said that some banks will not grant a loan on such a premises.

It depends who your proposed lender is. Santander has different requirements for example to Nationwide. If you contact us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Saundersfoot. Conveyancing may be slightly more expensive based on your lender's requirements.

I have been sourcing a conveyancing solicitor in Saundersfoot for my home move. Can I check a firm’s complaints history with the legal regulator?

One can review presented Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after 1 January 2008. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes monitor call for training reasons.

I've found a house that appears to tick a lot of boxes, at a great figure which is making it all the more appealing. I have since been informed that the title is leasehold as opposed to freehold. I would have thought that there are issues buying a house with a leasehold title in Saundersfoot. Conveyancing advisers have are soon to be instructed. Will my lawyers set out the implications of buying a leasehold house in Saundersfoot ?

Most houses in Saundersfoot are freehold rather than leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are buying in Saundersfoot so you should seriously consider looking for a Saundersfoot conveyancing solicitor and be sure that they have experience in transacting on leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions for example requiring the landlord’sconsent to carry out alterations. You may also be required to pay a maintenance charge towards the upkeep of the communal areas where the property is part of an estate. Your lawyer should appraise you on the various issues.

Saundersfoot Leasehold Conveyancing - Examples of Queries before buying

Are any of leasehold owners in arrears of their service charge liability? For most Saundersfoot leaseholds the outlay for major works are not included within maintenance charges, albeit that there some managing agents in Saundersfoot obliged tenants to contribute towards a reserve fund created for the specific intention of establishing a fund for major works. The best form of lease arrangement is a share of the freehold. In this situation the leaseholders have control and although a managing agent is frequently employed if the building is larger than a house conversion, the managing agent acts for the leaseholders themselves.