We are about to exchange contracts for a garden flat in Seaton and Hartley. We have hit a problem. Our mortgage offer with Barclays Direct runs out on 20/1/2025 but the vendors are putting forward a completion date of 22/1/2025. Is it possible to prolong the loan expiry date?

The best person to address this concern is your lawyer who will calculate if he or she is should be discussing with the lender, seller’s solicitors, selling agents or indeed all parties given what has happend in your transaction as of today.

I need some expedited conveyancing in Seaton and Hartley as I am under an ultimatum to sign on the dotted line within 4 weeks. Thankfully I do not need a mortgage. Can I decline from having conveyancing searches to save money and time?

If.Given you are are a mortgage free buyer you have the choice not to have searches conducted although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Seaton and Hartley the following are examples of issues that can show up and adversely affect market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...

I am looking for a flat up to £235,500 and found one near me in Seaton and Hartley I like with a park and transport links nearby, the downside is that it only has 61 remaining years left on the lease. There is not much else in Seaton and Hartley in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?

If you require a mortgage the remaining unexpired lease term will be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer about this.

All being well we will complete the disposal of our £200,000 flat in Seaton and Hartley next Tuesday. The managing agents has quoted £372 for Certificate of Compliance, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge such fees for a flat conveyance in Seaton and Hartley?

Seaton and Hartley conveyancing on leasehold apartments usually requires the purchaser’s solicitor submitting questions for the landlord to answer. Although the landlord is under no legal obligation to respond to such questions the majority will be content to assist. They may levy a reasonable administration fee for answering questions or supplying documentation. There is no upper cap for such fees. The average fee for the paperwork that you are referring to is £350, in some cases it exceeds £800. The administration charge levied by the landlord must be accompanied by a summary of rights and obligations in respect of administration fees, without which the charge is not strictly payable. Reality however dictates that you have little choice but to pay whatever is requested of you should you wish to exchange contracts with the buyer.

Seaton and Hartley Leasehold Conveyancing - A selection of Questions you should ask before buying

How is the lease structured? The answer will be important as a) areas could cause problems for the block as the common areas may start to deteriorate where services are not paid for b) if the leasehold owners have a dispute with the running of the building you will wish to have all the details What is the name of the managing agents?

My conveyancing in Seaton and Hartley completes on Friday, yet the sellers I am buying from wants to move out 24 hours later at at 2pm. Should I agree to such a idea?

It is not possible to complete on a Saturday due to the bank systems are not operating.