Are you able to suggest a Virgin Money sanctioned Sewardstonebury conveyancing lawyer who can have us moved in within a very limited time frame? Am I best advised to choose a local Sewardstonebury solicitor or a nationwide comparison site?

We would be happy to suggest some excellent Sewardstonebury conveyancing firms. You can also walk up the high street in Sewardstonebury. Go in to two or three firms and request to speak with a conveyancing solicitor for a quote. Discuss your time frames together with your reasons and get a commitment on your deadline. Select the one that appears most efficient.

My flat in Sewardstonebury is up for sale and I have a purchaser. Will my conveyancer need to be required to be on the Santander conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Santander conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.

I used Stirling Law a few years ago for my conveyancing in Sewardstonebury. I now require my papers but the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Sewardstonebury of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am purchasing my first flat in Sewardstonebury with a mortgage from Bank of Ireland. The developers refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not to tell my conveyancer about the extras as it would adversely affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I’m about to sell my 2 bed flat in Sewardstonebury. Conveyancing lawyers have not yet been instructed, however I have recently had a half-yearly service charge demand – Do I pay up?

The sensible thing to do is pay the maintenance contribution as you normally would as all ground rent and service invoices should be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Sewardstonebury Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

Make sure you enquire if the the lease includes any onerous restrictions in the lease. For example it is very common in Sewardstonebury leases that pets are not allowed in certain buildings in Sewardstonebury. If you like the flatin Sewardstonebury however your dog can’t make the move with you then you have a very hard compromise. What is the annual maintenance fee and ground rent? Are any of leasehold owners in dispute over their service charge payments?